I think its better to start with unregistering the existing MFA ADFS Adapter. This can be done using a PowerShell cmdlet provided by the MFA solution.
and yes unregistering an authentication, such as an MFA adapter, in ADFS can potentially affect access control policies.
Unregister-AdfsAuthenticationProvider -TypeName <AdapterTypeName>
Theb Update the relevant config files with the new credentials. likw the MFA Adapter configuration file and any other config files associated with your MFA solution.
lastly Register the MFA Adapter again with the updated credentials.
Register-AdfsAuthenticationProvider -TypeName <AdapterTypeName> -Name <AdapterName>
If this helps kindly accept the answer thanks much.