Boost bank acceptance rates


These release notes describe functionality that may not have been released yet. To see when this functionality is planned to release, please review What’s new and planned for Dynamics 365 Fraud Protection. Delivery timelines and projected functionality may change or may not ship (see Microsoft policy).

Microsoft fraud detection technology has a proven track record with banks and issuers based on many years of experience protecting our own multi-billion-dollar business. Dynamics 365 Fraud Protection helps you boost your acceptance rates with banks and reduce wrongful declines. This market differentiator, called the transaction acceptance booster, shares information about the risk exposure of the transaction to banks and issuers, who can incorporate this information in their own evaluation to make a more informed assessment. The transaction risk exposure is shared to banks and issuers by one of the following methods:

  • Signaling a Dynamics 365 Fraud Protection-verified transaction through a dedicated Merchant Identification Number (MID).

  • Sharing select data points about the transaction, called trust knowledge, with banks and issuers in a programmatic way using an API.