Hello @Maricar Lambuson ,
from what I read, this feels like a phishing attempt, that's not a professional email address....
As you can see here there are no additional costs to Windows Defender:
First, check your bank account/credit card using the official app or website or contact them over the phone to check if there is an actual transaction.
If no strange transaction is there, you can either ignore the email or inform your bank online security about the email.
Otherwise, contact your bank and keep the email as proof/evidence!